Stripe's hosted MCP server connects an agent to both your Stripe account and Stripe's documentation. On the operations side, an agent can look up a customer, check why charges failed or summarize your balance. On the build side, it can search the docs, look up the parameters of an API method and suggest which Stripe products fit what you're building.
It suits developers building on Stripe and teams who handle day-to-day payments.
From the publisher
Stripe's hosted MCP server exposes generic read/write access to much of the Stripe API plus documentation search and an integration planner. It supports OAuth for interactive clients or restricted agent API keys as bearer tokens. Sensitive writes such as refunds require human confirmation.
What you need
- A Stripe account. The server is remote only, at
https://mcp.stripe.com. - OAuth or an agent API key. Interactive clients sign in with OAuth, and the consent page lets you grant access to live accounts or sandboxes with different permissions for each. Unattended agents use an agent API key with only the permissions they need, sent as a bearer token.
- A client. In ChatGPT, install the Stripe plugin. In Codex, Stripe documents
codex mcp add stripe --url https://mcp.stripe.com, and the CLI, IDE extension and ChatGPT desktop app share that setup. The Responses API'smcptool also accepts the server with a token inauthorization. - Admins can switch it off. Dashboard admins control MCP access for the team, separately for live mode and sandboxes.
Good to know
- Write access is broad.
stripe_api_writecalls Stripe API write methods on your behalf. Stripe recommends turning on your client's tool approval and being careful when other MCP servers share the session, because of prompt injection. - Some writes need you in the loop. Refunds and outbound payments return a link; you approve the request on Stripe, then tell the agent to retry. Unapproved requests expire after 24 hours.
- Money-movement tools exist. Treasury tools that send and transfer money are in public preview.
- Sessions are revocable. Connected clients are listed under OAuth sessions in your user settings, and tool calls appear in Workbench logs.
- Connected accounts need a key. Acting on a Connect account's behalf doesn't support OAuth; use a platform agent API key and the
Stripe-Accountheader.
Also available as
Connect
- 1Connect it in ChatGPT
Turn on Developer mode in ChatGPT (Settings → Security and login), open Plugins, select + and paste https://mcp.stripe.com as the MCP server URL, then sign in with OAuth. Add it to a chat from the composer's tools menu.
- 2Or add it to Codex or the API
codex mcp add stripe --url https://mcp.stripe.com codex mcp login stripeThe login command opens a browser to finish OAuth.
Configs are generated from the publisher's documented endpoint. Check their docs for plan requirements and scopes. New to this? Read the step-by-step tutorial.
Tools 10
stripe_api_searchstripe_api_detailsstripe_api_readstripe_api_writeget_stripe_account_infostripe_analyticsget_balance_summarysearch_stripe_documentationstripe_implementation_plannersend_stripe_feedbackThings to ask
- “List my last 10 failed payments and why they failed”
- “Create a payment link for my Pro plan at $49/month”
- “Search Stripe docs for how to set up Connect express accounts”
- “Show my current balance and upcoming payouts”
Remove it
- 1In ChatGPT
Open the connection's details page in your plugin settings (chatgpt.com/plugins) and disconnect or delete it.
- 2In Codex
codex mcp remove stripeOr delete the [mcp_servers.stripe] block from ~/.codex/config.toml.
Stripe: common questions
- Can I use the Stripe MCP server in ChatGPT?
Yes. Stripe's docs point ChatGPT users to its official listing in the Plugin Directory (our Stripe app page): install it and grant access in Stripe's OAuth window. You don't need developer mode. Start with a sandbox while you learn what it does, and keep confirmations on for anything that changes data. Our plugin security checklist covers the rest.
- What's the difference between the Stripe MCP server, app and plugin?
The Stripe app is Stripe's ChatGPT listing. The Stripe plugin in OpenAI's curated marketplace combines a Stripe app connection, this hosted MCP server and skills such as
stripe-best-practices,stripe-docsandupgrade-stripe, for ChatGPT and Codex. Add the bare MCP server when you want only the tools, or for the OpenAI API and other MCP clients.- Do my existing Stripe API keys still work with Stripe MCP?
Only until the end of November 2026. Stripe asks you to migrate by 30 November; from December the server stops accepting full-access secret keys and restricted keys without the Agent tag, and returns a
401. Replace them with new agent API keys, or reconnect with OAuth. Test the new setup in a sandbox before expiring the old key.- Is it safe to connect Stripe MCP to my live account?
It acts with real permissions, so set it up deliberately. Grant OAuth access to a sandbox first, and later to live mode with narrower permissions. Give unattended agents an agent API key scoped to what they need. Keep tool approvals on, and remember that Stripe only adds its own confirmation for certain writes, such as refunds and outbound payments.
Learn more
Guide updated Oct 24, 2026. Sources: docs.stripe.com, github.com, learn.chatgpt.com, developers.openai.com.